The subscriber is considered ______________; Gold Line Credit Services, Inc. will be referred to from here on as GCS. The subscriber agrees: 1. To comply with all provisions of the Federal Fair Credit Reporting Act (FCRA) and any state laws that may apply. Subscriber represents that it is familiar with the requirements of the FCRA, including specifically the permissible purposes for obtaining reports. Subscriber will provide evidence reasonably requested by GCS which evidences subscriber's full compliance with the FCRA. 2. To obtain prior written permission from every individual upon whom reports are ordered and to keep the authorization on file for a minimum of 3 years. 3. That employee’s will be forbidden to obtain reports on themselves, associates, or any other persons except in the exercise of their official duties. 4. That reports will be used for the following permissible purposes: to review or extend credit for real estate related purposes. 5. To hold information as confidential and not to disclose or resell to any third parties, including the subject of the report. Subscriber certifies that they are not a Program Participant as defined in the GCS membership application. In no event will GCS be held liable for any incidental or consequential damages, however arising. Subscriber hereby indemnifies and agrees to defend and hold GCS harmless from and against any and all costs and liabilities which may be asserted against GCS based upon the improper use by Subscriber of information furnished to Subscriber by GCS, or based upon Subscriber's noncompliance with the FCRA or this agreement. 6. To pay GCS within 10 days of receipt of statement for services rendered (including "No Record" responses) during the previous 30 day period. Subscriber agrees to pay a past due interest charge of 1.5% per month for any amounts outstanding for more than 30 days. If collection efforts are required Subscriber shall pay all costs of collection including attorney's fees. ACCESS SECURITY REQUIREMENTS: _____Initial Access is permitted only to designated authorized users of your GCS account who have permissible purpose for obtaining each consumer's credit, court, bad check, employment and landlord information ("consumer reports"). It is a requirement that all GCS account subscribers (End-Users) and their authorized users take precautions to secure any system or device used to access confidential information. To that end, Subscriber agrees to adhere to the following: 7. The ability to obtain consumer reports must be restricted to a few key personnel. 8. Your account number, list of authorized users and passwords must be protected in such a way that this sensitive information is known only to the key personnel. Under no circumstances should unauthorized persons have knowledge of your account number. The information should not be posted in any manner within you facility. 9. Your account number and passwords are not to be discussed by telephone to any unknown caller, even if the caller claims to be an employee of GCS or an authorized user. 10. Any devices/systems used to obtain consumer reports should be turned off and locked after normal business hours and when unattended by key personnel. 11. Hard copies and electronic files of consumer reports are to be secured within your facility and protected against release or disclosure to unauthorized persons. 12. Hard copies of consumer reports are to be shredded, destroyed or otherwise rendered unreadable when no longer needed and when it is permitted to do so by applicable regulation(s). 13. Any system access software you may use, whether developed by your company or purchased from a third party vendor must have your account number and password "hidden" or embedded so that the password is known only to supervisory personnel. Each user of your system access software must then be assigned unique logon passwords. 14. Any terminal devices used to obtain consumer report information should be placed in a secure location within your facility. Access to the device should be difficult for unauthorized users. 15. Electronic files containing consumer report data and/or information will be completely erased or rendered unreadable when no longer needed and when destruction is permitted by applicable regulation(s). 5 WAIVER: 16. GCS does not guarantee the accuracy of information reported, and in no event shall GCS be held liable in any manner whatsoever for any loss or injury to Subscriber resulting from the obtaining or furnishing of such information. TERM: 17. GCS may terminate service to Subscriber upon notice at least 10 days prior to the end of any given monthly payment period. GCS may deny service to Subscriber at any time is GCS reasonably believes that Subscriber is not or has not been in compliance with this Agreement. This Agreement sets forth the entire understanding and agreement between GCS and Subscriber, and shall not be altered, varied, or enlarged upon by any verbal promises, statements, or representations not expressed herein. This instrument shall be interpreted in accordance with the laws of the State of California. Subscriber may not assign its rights under this agreement and any affiliate, successor or assign of Subscriber must submit a new Application and Agreement. I understand that a violation of the GCS Agreement for Service, the Fair Credit Reporting Act or any state laws will at a minimum result in the termination of this account. A photo or fax copy of this signature will act as the original Account Name: _______________________________________________________________ Signature: _______________________________________ Date: ______________________ Print name: __________________________________________________________________ Title: _______________________________________ 741 East Street #203 Woodland, CA 95776 Phone: 888-661-4352 Fax: 530-662-5725 Email: Tenant@goldlinecredit.com 6 I give Gold Line Credit Services, Inc. permission to request business checking account information on the above account as part of their membership due diligence process. Signature_________________________________