This is the most common and standard type of report accessed. Contains information from
credit grantors, courts, and collection agencies regarding the historical
loans by the consumer.
EQUIFAX Credit Profile Report
EQUIFAX
P O BOX 740241
8006851111
Date Reported: 4/25/2002
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| Personal Information
|
|
|
| Name:
|
PAULA CCERASTOSTIGMA
|
Date of Birth:
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4/2/1973
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| SSN:
|
574-46-2864
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Phone:
|
|
| On File Since:
|
4/2/1992
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|
|
|
|
| Address:
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45231 MOESIA RD
BOLIVIA NC
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|
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| Reported On:
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1/1/1998
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|
|
|
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| Address:
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701 MXKKT RKCOY XJ YK
BOLIVIA NC 28422
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|
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| Reported On:
|
3/1/1997
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|
|
|
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| Address:
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HUD 72G XZ 7
WINNABOW NC 28479
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|
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| Reported On:
|
10/1/1996
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|
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| Employment Information
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|
|
| Company Name:
|
PFDQGHUVRQ LQF
|
Occupation:
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|
| Date Hired:
|
|
Separation Date:
|
|
| Income:
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|
|
|
|
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| Company Name:
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EUXQVZLFN FRXQW
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Occupation:
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|
| Date Hired:
|
|
Separation Date:
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|
| Income:
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|
|
|
|
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| Company Name:
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XV DUPB
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Occupation:
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|
| Date Hired:
|
|
Separation Date:
|
|
| Income:
|
|
|
|
| Employment Information
|
|
|
| Total # of Trades: |
5 |
30 Days: |
0 |
Accounts Balance: |
$0 |
| Current Trades: |
1 |
60 Days: |
0 |
Monthly Payment: |
$38 |
| Unrated Trades: |
0 |
90+ Days: |
0 |
Credit Limit: |
|
| Curr Neg Trades: |
4 |
Inquiries: |
8 |
High Credit: |
$337 |
| Hist Neg Trades: |
4 |
Inq. last 6 mnths: |
3 |
Total Real Est. Bal.: |
|
| No. of Accts Paid: |
|
Public Records: |
0 |
Total Rev. Bal.: |
|
| Curr Past Due: |
0 |
Collections: |
0 |
Tot. Installment Bal.: |
|
| Amount Past Due: |
$0 |
Oldest Trade: |
|
Available %: |
|
| Scorecards
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|
|
|
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| Scorecard:
|
EDAS
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| Score:
|
675
|
| Reasons:
|
NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS
NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT
NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED
NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS
|
|
|
| Scorecard:
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BEACON
|
| Score:
|
622
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| Reasons:
|
Account not paid as agreed, public record, or collection agency filing
Time since delinquency is too recent or unknown
Number of accounts with delinquency
Amount past due on accounts
|
| Trade Lines
|
|
|
Firm Name/ID
Account Number
Acct. Type
Status
Narratives
|
Opened
Reported
|
Credit Limit
High Credit
Chargeoff
|
Balance
Past Due
Orig. Amt.
|
MoPmnt
MoRep
Date Closed
Closed Ind
|
Pattern
Terms
Owner
|
30
|
60
|
90
|
| |
| LECHMERE/404DV00011 |
1/1/1994 |
- |
$789 |
$22 |
|
- |
- |
- |
| |
12/1/2001 |
$0 |
$789 |
- |
- |
|
|
|
Revolving or Option (open-end account)
(9)Bad debt; placed for collection; skip
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ
|
|
0 |
0 |
-
- |
-
Individual |
|
|
|
| |
| TOWNCFT CC/444ZR00216 |
11/1/1995 |
- |
$0 |
$57 |
|
0 |
2 |
9 |
| |
12/1/2001 |
$1,143 |
$0 |
- |
- |
|
|
|
Revolving or Option (open-end account)
(9)Bad debt; placed for collection; skip
PAID ACCOUNT / ZERO BALANCE
CHARGE
|
|
0 |
0 |
-
- |
-
Maker |
|
|
|
| |
BB&T/422BB00537
909090124550000
Installment (fixed number of payments)
(1)Pays account as agreed
|
4/1/1994
4/1/1997 |
-
$6,873
0 |
$0
$0
0 |
$192
36
-
- |
-
-
Individual |
- |
- |
- |
| |
|
SEARS/906DC00029
|
1/1/1994
6/1/1999 |
-
$0 |
$789
$789 |
$22
- |
************/*******55555 |
3 |
1 |
6 |
Revolving or Option (open-end account)
(9)Bad debt; placed for collection; skip
CHARGED OFF ACCOUNT
CLOSED ACCOUNT
|
|
0 |
0 |
-
- |
-
Individual |
|
|
|
| |
PARRISH-CA/422AT00215
Revolving or Option (open-end account)
(9)Bad debt; placed for collection; skip
|
9/1/1993
10/1/1995 |
-
$337
0 |
$0
$0
0 |
$38
-
-
- |
-
-
Individual |
- |
- |
- |
| Inquiries
|
|
|
Date
1/1/2002
12/4/2001
10/2/2001
9/25/2001
9/25/2001
3/9/2001
3/2/2001
11/4/2000
|
Subscriber Name
FRIEDMAN'S
ASSOC/CITI
HRS H CARE
MOBILECONS
CONSECOFIN
FST CREDIT
BWKR ASSOC
SWISS CLNY
|
Subscriber #
456JA00950
458ON05282
458ON05076
594FZ10967
613FP20245
146FF00056
815HA51879
668DM04150
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Amount
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| Account Detail
|
|
|
404DV00011 LECHMERE/MBGA P.O. BOX 29116
CG5V
SHAWNEE MISSION, KS66201
444ZR00216 TOWNECRAFT,INC 2014459700 ONE DE BOER DRIVE
GLEN ROCK, NJ07452-3301
422BB00537 BB & T 9106421188 S MADISON ST
WHITEVILLE, NC28472-0000
906DC00029 SEARS P.O.BOX 660101
DALLAS, TX75266-0101
422AT00215 PARRISH-CAINE INC 9107992770 4207 OLEANDER DR
WILMINGTON, NC28401
456JA00950 FRIEDMAN'S #5398 9107900085 3500 OLEANDER DR F-22
WILMINGTON, NC28403
458ON05282 ASSOC/CITIBANK SD P.O. BOX 15687
WILMINGTON, DE19850
458ON05076 HRS/USA 1405 FOULK ROAD
WILMINGTON, DE19803
613FP20245 CONSECO FINANCE CORP 6053557000 1400 TURBINE DRIVE
RAPID CITY, SD57703
594FZ10967 MOBILE CONSULTANTS 8003626545 PO BOX 2060
22752 HARRISBURG-WESTVILLE RD.
ALLIANCE, OH44601-2060
146FF00056 FIRST CREDIT CORP 3034999500 PO BOX 9300
5300 MANHATTAN CIRCLE
BOULDER, CO80301-9300
815HA51879 BOWKER & ASSOCIATES 3368529330 7-A DUNDAS CIRLCE
GREENSBORO, NC27407
668DM04150 SWISS COLONY, INC 1112 7TH AVE
Number
404DV00011
444ZR00216
422BB00537
906DC00029
422AT00215
456JA00950
458ON05282
458ON05076
613FP20245
594FZ10967
146FF00056
815HA51879
668DM04150
|
Name
LECHMERE/MBGA
TOWNECRAFT,INC
BB & T
SEARS
PARRISH-CAINE INC
FRIEDMAN'S #5398
ASSOC/CITIBANK SD
HRS/USA
CONSECO FINANCE CORP
MOBILE CONSULTANTS
FIRST CREDIT CORP
BOWKER & ASSOCIATES
SWISS COLONY, INC
|
Phone
2014459700
9106421188
9107992770
9107900085
6053557000
8003626545
3034999500
3368529330
|
Address
P.O. BOX 29116
CG5V
SHAWNEE MISSION, KS66201
ONE DE BOER DRIVE
GLEN ROCK, NJ07452-3301
S MADISON ST
WHITEVILLE, NC28472-0000
P.O.BOX 660101
DALLAS, TX75266-0101
4207 OLEANDER DR
WILMINGTON, NC28401
3500 OLEANDER DR F-22
WILMINGTON, NC28403
P.O. BOX 15687
WILMINGTON, DE19850
1405 FOULK ROAD
WILMINGTON, DE19803
1400 TURBINE DRIVE
RAPID CITY, SD57703
PO BOX 2060
22752 HARRISBURG-WESTVILLE RD.
ALLIANCE, OH44601-2060
PO BOX 9300
5300 MANHATTAN CIRCLE
BOULDER, CO80301-9300
7-A DUNDAS CIRLCE
GREENSBORO, NC27407
1112 7TH AVE
MONROE, WI53566-1364
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| Warning Messages
|
|
|
SAFESCAN Warning: Inquiry address has been associated with more than one name
or Social Security number. Thorough verification suggested.
Former Name: QOSHKXRE N RGCY
INQR Subject's SSN is 574-46-2864;year issued: 1972;state: AK |
EQUIFAX Credit Profile Report
EQUIFAX
P O BOX 740241
8006851111
Date Reported: 4/25/2002
|
| Personal Information
|
|
|
Name:
SSN:
On File Since:
Address:
Reported On:
|
PAULA CCERASTOSTIGMA
1/2/2002
45231 MOESIA RD
BOLIVIA NC
1/1/2002
|
Date of Birth:
Phone:
|
|
| Report Summary
|
|
|
Total # of Trades:
Current Trades:
Unrated Trades:
Curr Neg Trades:
Hist Neg Trades:
No. of Accts Paid:
Curr Past Due:
Amount Past Due:
|
2
0
0
2
2
0
$0
|
30 Days:
60 Days:
90+ Days:
Inquiries:
Inq. last 6 mnths:
Public Records:
Collections:
Oldest Trade:
|
0
0
0
0
0
0
0
|
Accounts Balance:
Mnthly Payment:
Credit Limit:
High Credit:
Total Real Est. Bal.:
Total Rev. Bal.:
Tot. Installment Bal.:
Available %:
|
$0
$0
$0
|
| Scorecards
|
|
|
Scorecard:
Score:
Reasons:
|
EDAS
605
NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS
NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT
NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED
NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS
|
Scorecard:
Score:
Reasons:
|
BEACON
593
Account not paid as agreed, public record, or collection agency filing
Too few accounts currently paid as agreed
Time since delinquency is too recent or unknown
Amount past due on accounts
|
| Trade Lines
|
|
|
Firm Name/ID
Account Number
Acct. Type
Status
Narratives
|
Opened
Reported
|
Credit Limit
High Credit
Chargeoff
|
Balance
Past Due
Orig. Amt.
|
MoPmnt
MoRep
Date Closed
Closed Ind
|
Pattern
Terms
Owner
|
30
|
60
|
90
|
| |
| LECHMERE/404DV00011 |
1/1/1994 |
- |
$789 |
$22 |
|
- |
- |
- |
| |
1/1/2002 |
$0 |
$789 |
- |
- |
|
|
|
Revolving or Option (open-end account)
(9)Bad debt; placed for collection; skip
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ
|
|
0 |
0 |
-
- |
-
Individual |
|
|
|
| |
| TOWNCFT CC/444ZR00216 |
11/1/1995 |
- |
$0 |
$57 |
|
- |
- |
- |
| |
1/1/2002 |
$1,143 |
$0 |
- |
- |
|
|
|
Revolving or Option (open-end account)
(9)Bad debt; placed for collection; skip
PAID ACCOUNT / ZERO BALANCE
CHARGE
|
|
0 |
0 |
-
- |
-
Maker |
|
|
|
| Account Detail
|
|
|
|
Number
|
Name
|
|
Phone
|
Address
|
|
|
404DV00011
|
LECHMERE/MBGA
|
|
|
P.O. BOX 29116
CG5V
SHAWNEE MISSION, KS66201
|
|
|
444ZR00216
|
TOWNECRAFT,INC
|
|
2014459700
|
ONE DE BOER DRIVE
GLEN ROCK, NJ07452-3301
|
|
| Warning Messages
|
|
|
SAFESCAN Warning: Inquiry address has been associated with more than one name
or Social Security number. Thorough verification suggested.
|
|
Sample
Reports
